Do you know when your next big inventory bill is due? More importantly, do you have the cash set aside to pay it? If you hesitated even for a second, you’re not alone. “I know I have a big payment coming up, but I’m not sure exactly when” is one of the most common things we hear.

The top 30% of ecommerce businesses we work with all have one thing in common: they know their cash position and their upcoming obligations at least 4-6 weeks ahead. They’re not surprised by inventory bills. They planned for them. That’s not a finance skill — it’s a habit. And it’s one you can build starting this week with a simple 13-week cash forecast.